There are many mortgage lenders who are more interested in their personal agenda than whether or not the mortgage deal you have signed will financially help you. It is quite possible that the loan you have obtained, which you thought would bring you peace of mind and financial freedom, will bring you instead distress and debt! Before committing yourself to a mortgage loan why not use free online facilities to help you understand and evaluate the type of loan, rates and repayment plan you can handle. Then approach a competent mortgage facility for a loan! For more information on the type of morgage suitable for you follow this link.